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Credit Evaluation and Fraud Protection

USD 1030
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Available Sessions

Session Location Register
18 - 19 Feb 2025 ESPIRA HOTEL KINRARA, Malaysia Register

Description

The credit evaluation and fraud protection training course is to help professionals in Identifying, Mitigation Fraud In Credit Process- Pre, During and After Disbursement.

In addition, participants will learn financial statements and apply various financial analysis tools to identify and detect financial fraud via quantitative and qualitative factors.

Real problematic finance, debt and fraud cases will be analyzed and scenario solutions will be discussed in the workshop.

By the end of this Fraud Management through Credit Operations course, you will be able to:

  • Identify, Mitigate Fraud in Credit Evaluation Process- Pre, During and After Disbursement
  • Assess Credit analysis and profiling customers
  • Understanding Financial Statements
  • Analyse Financial Ratios and Indicators
  • Understand Payment Behaviour and Detect Financial Fraud
  • Use of CRA Services as a part of Credit Control

Bankers, Accountants, Finance Managers, Risk Analyst, Credit Officer and Recovery Officer, Business Managers, Marketing Managers and Accounting Supervisors

DAY 1
9.00 am - 5.00 pm

9.00AM - 10.30AM 
Module 1: Credit Evaluation & Decision Processes

  • Credit Evaluation – Why and How
  • Credit Evaluation Process
  • Credit Decision Process: Customer Review 
  • Credit Decision Process: Transaction Information 
  • Credit Decision Process: Credit Decision 

10.30AM - 10.45AM Break

10.45AM - 1.00PM 
Module 2: Credit Evaluation & Decision Processes (Continuation)

  • Approach to credit risk management due to COVID-19
  • Industry Sector Risk Levels
  • Credit Origination & Line Assignment
  • Credit Qualifying Criteria

1.00PM - 2.00PM Lunch

2.00PM - 3.30PM 
Module 3: Understanding Financial Statements

  • Business Financial Objectives
  • Six Basic Elements of Financial Statements
  • Directors Report
  • Auditor Report
  • Balance Sheet
  • Financial Indicators & Ratio (Capital Structure)

3.30PM - 3.45PM Break

3.45PM - 5.00PM 
Module 4: Understanding Financial Statements (Continuation)

  • Income Statement
  • Financial Indicators and Ratios (Profitability)
  • Statement of Cash Flows
  • Financial Indicators & Ratios (Cash Flow)
  • Notes to Accounts

DAY 2
9.00 am - 5.00 pm

9.00AM - 10.30AM 
Module 5: Important Financial Indicators & Ratios 

  • Financial Indicators & Ratios : 5 Characteristics
  • What do the ratios mean?
  • Exercises on Ratios
  • Some examples of Unique Industry Ratios – Banks
  • Some examples of Unique Industry Ratios – Airline
  • Some examples of Unique Industry Ratios – Telecommunication
  • Some examples of Unique Industry Ratios – Retail

10.30AM - 10.45AM Break

10.45AM - 1.00PM 
Module 6: Payment Behaviour & Credit History

  • Why is this important ?
  • Where to get the information ?

1.00PM - 2.00PM Lunch

2.00PM - 3.30PM 
Module 7: Fraud Detection

  • Potential Fraud Signals
  • Fraud in Financial Reporting
  • Fraud Case Studies

3.30PM - 3.45PM Break

3.45PM - 5.00PM
Module 8: Use of CRA Services as a part of Credit Control

  • Basics in Credit Risk Management
  • Evaluation
  • Monitor : Use of Credit Reporting Agency in Credit Control
  • Recover
  • Reports Available from CRA
  • What is available for CRA Subscribers?
  • Sample of CRA Report for Individuals (CTOS)
  • Sample of CRA Report for Companies (CTOS)
  • KYC Screening
  • eTR Notification

Interactive Presentation, Case Studies, and Group Discussions. 

Special Feature: Please bring a laptop along

REYNUHADEVI RAMACHANDRAN is a Principal Consultant Trainer with 20 years of experience in the corporate world and financial institutions. She holds a Bachelor’s Degree in Finance and Masters of Business Administration from the University of Ballarat, Victoria, Australia. She is a PSMB approved and certified Trainer. She has consulted and trained private sectors and GLC personals nationwide.

Her work experience covers a wide area from marketing, business development & sales to operations and product & services training. In her climb from executive to more senior positions, she acquired extensive skills and knowledge in People Management and Decision Making & Problem-Solving Strategies. Mrs. Reynu also contributed significantly to project management.

Mrs. Reynu’s training programs are hands-on learning experiences that reflect her lengthy knowledge and skills gained from years invested in Personal Development and Communication. Her sessions are customized to suit the training requirements of he clients.

“Before attending the course, I didn't have a proper method to keep track of cashflow. In the course, I picked up on cash in , cash out ratio, and inventory ratio. After attending the course online, I am able to generate a monthly report with ratios to monitor my company's cashflow. Danny, the trainer was very detailed and gave clear explanation.” Natasha Mah, Business Development Manager, Wide Tropism.

“The trainer was very good and detailed.” Yeoh SB, Finance Manager, Maccaferri (M) Sdn Bhd.

“Before attending this training, I struggled to understand each of finance term, I didn’t have the basic skills to review a company financial report; didn’t know how finance come out with the DSO, EBIT figures. During the course, I learned about the main financial statements - Balance Sheet, P&L & cash flow statement; DSO, DPO, differences of EBIT & EBITDA & etc. After the course, I have the basic knowledge on how to review a financial report, what are the key things need to focus in each of the financial statement. And, now I understand the impact of each business activity on the company’s financials. Mr Danny is able to provide the real-life examples to make it easier for us to understand the financial concepts. He is a good listener and able to answer all the questions that we asked.” New Chiou Shya, Fresenius Medical Care

Normal Fee Early Bird Group Fee
Sign up 1 pax Sign up 1 pax Sign up 3 pax or more
Pay 1 day(s) before course starts Pay 3 day(s) before course starts Pay 3 day(s) before course starts
MYR 3490 per pax MYR 2890 per pax MYR 2790 per pax
USD 1030 per pax USD 850 per pax USD 820 per pax

Upon successful completion of this program, you will receive a Certificate of Achievement.

1. Online Payment by Credit card:  You can opt to register and pay online with our latest payment integration system through our website.
2. Bank Transfer - You can also opt to use GIRO or telegraphic transfer of payment via international banks.
3. HRD Corp Claimable Courses Skim Bantuan Latihan Khas -  Applicable to Malaysian Employer Only

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