Master Financial Decision-Making Today.
The credit evaluation and fraud protection training course is to help professionals in Identifying, Mitigation Fraud In Credit Process- Pre, During and After Disbursement.
In addition, participants will learn financial statements and apply various financial analysis tools to identify and detect financial fraud via quantitative and qualitative factors.
Real problematic finance, debt and fraud cases will be analyzed and scenario solutions will be discussed in the workshop.
By the end of this Fraud Management through Credit Operations course, you will be able to:
Bankers, Accountants, Finance Managers, Risk Analyst, Credit Officer and Recovery Officer, Business Managers, Marketing Managers and Accounting Supervisors
DAY 1
9.00 am - 5.00 pm
9.00AM - 10.30AM
Module 1: Credit Evaluation & Decision Processes
10.30AM - 10.45AM Break
10.45AM - 1.00PM
Module 2: Credit Evaluation & Decision Processes (Continuation)
1.00PM - 2.00PM Lunch
2.00PM - 3.30PM
Module 3: Understanding Financial Statements
3.30PM - 3.45PM Break
3.45PM - 5.00PM
Module 4: Understanding Financial Statements (Continuation)
DAY 2
9.00 am - 5.00 pm
9.00AM - 10.30AM
Module 5: Important Financial Indicators & Ratios
10.30AM - 10.45AM Break
10.45AM - 1.00PM
Module 6: Payment Behaviour & Credit History
1.00PM - 2.00PM Lunch
2.00PM - 3.30PM
Module 7: Fraud Detection
3.30PM - 3.45PM Break
3.45PM - 5.00PM
Module 8: Use of CRA Services as a part of Credit Control
Interactive Presentation, Case Studies, and Group Discussions.
Special Feature: Please bring a laptop along
REYNUHADEVI RAMACHANDRAN (REYNU)
Corporate Trainer | Consultant | Financial & Business Strategist
Professional Summary
Reynuhadevi Ramachandran (Reynu) is a dynamic, results-driven corporate trainer and business strategist with over 20 years of experience in financial management, business consulting, leadership development, organizational development, HR, and administration. She brings a strong corporate foundation from the banking and financial services sector, having held key leadership roles at CIMB Bank and AEON Credit Service (M) Berhad, where she led Business Development, Sales & Marketing, Product Development, P&L and Budget Management, Operations, Insurance, and Credit Recovery.
Since transitioning into full-time training and consulting in 2019, Reynu has built a distinguished reputation for delivering transformative programs for financial institutions, SMEs, MNCs, government agencies, and start-ups. Her ability to integrate real-world experience, strategic insights, and people-centered facilitation allows her to simplify complex business challenges into practical, actionable solutions.
She is also a strong advocate for women’s economic empowerment. Through collaborations with Ministries and NGOs, she has trained over 800 B40 and M40 women in financial literacy, entrepreneurship, and personal development.
As an HRD Corp–accredited trainer, Reynu is widely recognized for her engaging personality, strategic thinking, and strong rapport with C-suite leaders, managers, and operational teams across industries.
Academic & Professional Qualifications
Areas of Expertise
Training & Consulting Experience
HRD Corp Accredited Trainer (2019 – Present)
Delivered high-impact corporate and public programs in areas including:
• Leadership & Supervisory Skills
• Financial Literacy & Financial Management
• Business Strategy & Operational Excellence
• Customer Service & Communication Skills
• Credit Recovery, Debt Management & Negotiation
• Entrepreneurship & Women Empowerment Programs
• Personal Effectiveness, Mindset & Self-Development
Women Empowerment & Community Programs
• Trained over 800 women (B40 & M40) in financial literacy, entrepreneurship, mindset transformation, and income-generating skills.
• Worked with Women’s Ministries, NGOs, and community organizations on capacity-building initiatives.
Industry Experience
Leadership Roles – CIMB Bank & AEON Credit Service (M) Berhad
• Led Business Development, Sales & Marketing, Product Development
• Managed P&L, budgeting, and operational strategies
• Overseeing Insurance, Credit Recovery, Risk Assessment, and Customer Solutions
• Led high-performing teams across core business functions
Business & Financial Consultant
• Provides advisory in financial management, risk mitigation, business expansion, and operational optimization.
• Works with SMEs, start-ups, and corporate organizations on strategic growth projects.
Industries Trained & Consulted
• Banking & Financial Services
• Insurance & Risk Management
• Education & Training
• Telecommunications
• Logistics & Transportation
• Manufacturing & Engineering
• Retail, Services & SMEs
• Government, NGOs & Community Organizations
For training and advisory services, feel free to contact us at info@itrainingexpert.com or call us at +603 8082 3707 | +603 8074 9056 | +6012 6869 628 | +6018 2175 123
“Before attending the course, I didn't have a proper method to keep track of cashflow. In the course, I picked up on cash in , cash out ratio, and inventory ratio. After attending the course online, I am able to generate a monthly report with ratios to monitor my company's cashflow. Danny, the trainer was very detailed and gave clear explanation.” Natasha Mah, Business Development Manager, Wide Tropism.
“The trainer was very good and detailed.” Yeoh SB, Finance Manager, Maccaferri (M) Sdn Bhd.
“Before attending this training, I struggled to understand each of finance term, I didn’t have the basic skills to review a company financial report; didn’t know how finance come out with the DSO, EBIT figures. During the course, I learned about the main financial statements - Balance Sheet, P&L & cash flow statement; DSO, DPO, differences of EBIT & EBITDA & etc. After the course, I have the basic knowledge on how to review a financial report, what are the key things need to focus in each of the financial statement. And, now I understand the impact of each business activity on the company’s financials. Mr Danny is able to provide the real-life examples to make it easier for us to understand the financial concepts. He is a good listener and able to answer all the questions that we asked.” New Chiou Shya, Fresenius Medical Care
| Normal Fee | Early Bird | Group Fee |
|---|---|---|
| Sign up 1 pax | Sign up 1 pax | Sign up 3 pax or more |
| Pay 1 day(s) before course starts | Pay 3 day(s) before course starts | Pay 3 day(s) before course starts |
| MYR 3490 per pax | MYR 2890 per pax | MYR 2790 per pax |
| USD 1990 per pax | USD 1490 per pax | USD 1390 per pax |
Upon successful completion of this program, you will receive a Certificate of Achievement.
We'd happy to help.
Feel free to talk to us today, however most suitable for you.
Mobile call/ whatsapp: +6012 6869 628 | +6018 2175 123
Office: +603 8074 9056
Email: info@itrainingexpert.com
Website: www.itrainingexpert.com
Packed with effective and proven to work technique...
“The Credit Control team if facing some collecti...
Our training consultants will help you select the ideal timing and format
Office Hours: Mon-Fri 9AM-6PM
