Finance for Non-Finance Managers

On successful completion of this Finance for non Finance workshop, the participants are expected to be able to:

• Develop essential financial literacy to strengthen business acumen
• Interpret and analyze balance sheets, income statements, and cash flow statements
• Apply financial ratios and budgeting techniques to evaluate performance and control costs
• Make informed decisions on investments, funding, and resource allocation
• Communicate financial insights effectively to support strategic business decisions

This program is custom-made for non-finance professionals, heads of department and managers excelling in functional areas like Marketing & Sales, Project Management, Engineering, Human Resources, and Supply Chain Management (Sourcing, Procurement, Warehousing & Logistics, etc.)

2 DAYS TRAINING :
9.00AM - 10.30AM 
Module 1: Introduction to Business Acumen

• Getting started on the right footing
• Understanding Accounting and Finance
• What are the 3 “L”s of Accounting?
• The 5 Elements of Accounts
• Getting the right perspective

10.30AM - 10.45AM Break

10.45AM - 1.00PM 
Module 2: Understanding A Balance Sheet

• Starting from the Assets as the Base
• Sources of funds from Liabilities
• Sources of funds from Equity
• Deducing the Accounting Equation
• Duality Concept of Accounting

1.00PM - 2.00PM Lunch

2.00PM - 3.30PM 
Module 3: Understanding A Profit and Loss Account

• Revenue / Income as the sources of funds
• Expenses as the uses of funds
• Profit is generated equity

3.30PM - 3.45PM Break

3.45PM - 5.00PM 
Module 4: Understanding A Profit and Loss Account (Continuation)

• Accrual Concept of Accounting
• The value cycle of a business

Day 2

9.00AM - 10.30AM 
Module 5: Accounting Typical Business Transactions

• Recording typical business transactions
• Understanding the logic of accounting
• Interpreting the Income Statement
• Interpreting the Balance Sheet
• Telling the business story through Financial Statements

10.30AM - 10.45AM Break

10.45AM - 1.00PM 
Module 6: Understanding A Cash Flow Statement

• Preparation and interpretation of Cash Flow Statement
• The importance of Cash Flow Management
• Effective Cash Management

1.00PM - 2.00PM Lunch

2.00PM - 3.30PM 
Module 7: Financial and Ratio Analysis

• Introduction to financial analysis
• Trend line and Industry benchmark
• 5 categories of financial ratios: Activity, Profitability, Efficiency, Liquidity and Solvency

3.30PM - 3.45PM Break

3.45PM - 5.00PM 
Module 8: Budgeting

• Types of Budgets
• Understanding the budgeting process to control the business
• Case Study

• Interactive Lectures & Discussions

• Real-Life Case Studies

• Group Activities & Exercises

• Practical Learning Assessments

• Multimedia Presentations

• Application of Financial Tools & Templates

LAPTOPS ARE REQUIRED.

REYNUHADEVI RAMACHANDRAN (REYNU)

Corporate Trainer | Consultant | Financial & Business Strategist

Professional Summary

Reynuhadevi Ramachandran (Reynu) is a dynamic, results-driven corporate trainer and business strategist with over 20 years of experience in financial management, business consulting, leadership development, organizational development, HR, and administration. She brings a strong corporate foundation from the banking and financial services sector, having held key leadership roles at CIMB Bank and AEON Credit Service (M) Berhad, where she led Business Development, Sales & Marketing, Product Development, P&L and Budget Management, Operations, Insurance, and Credit Recovery.

Since transitioning into full-time training and consulting in 2019, Reynu has built a distinguished reputation for delivering transformative programs for financial institutions, SMEs, MNCs, government agencies, and start-ups. Her ability to integrate real-world experience, strategic insights, and people-centered facilitation allows her to simplify complex business challenges into practical, actionable solutions.

She is also a strong advocate for women’s economic empowerment. Through collaborations with Ministries and NGOs, she has trained over 800 B40 and M40 women in financial literacy, entrepreneurship, and personal development.

As an HRD Corp–accredited trainer, Reynu is widely recognized for her engaging personality, strategic thinking, and strong rapport with C-suite leaders, managers, and operational teams across industries.

Academic & Professional Qualifications

• Bachelor’s Degree in Finance
  • Master of Business Administration (MBA), University of Ballarat, Victoria, Australia
  • HRD Corp Accredited Trainer (Malaysia)

Areas of Expertise

• Financial Management & Financial Literacy
  • Business Development & Strategic Planning
  • Leadership & People Development
  • Organizational Development & Change Management
  • Customer Service & Customer Experience
  • Sales, Marketing & Negotiation
  • Credit Recovery & Debt Management
  • Credit Consulting & Risk Management
  • Entrepreneurship & SME Advisory
  • HR, Operations & Administrative Management

Training & Consulting Experience

HRD Corp Accredited Trainer (2019 – Present)
Delivered high-impact corporate and public programs in areas including:
• Leadership & Supervisory Skills
• Financial Literacy & Financial Management
• Business Strategy & Operational Excellence
• Customer Service & Communication Skills
• Credit Recovery, Debt Management & Negotiation
• Entrepreneurship & Women Empowerment Programs
• Personal Effectiveness, Mindset & Self-Development

Women Empowerment & Community Programs
• Trained over 800 women (B40 & M40) in financial literacy, entrepreneurship, mindset transformation, and income-generating skills.
• Worked with Women’s Ministries, NGOs, and community organizations on capacity-building initiatives.

Industry Experience

Leadership Roles – CIMB Bank & AEON Credit Service (M) Berhad
• Led Business Development, Sales & Marketing, Product Development
• Managed P&L, budgeting, and operational strategies
• Overseeing Insurance, Credit Recovery, Risk Assessment, and Customer Solutions
• Led high-performing teams across core business functions

Business & Financial Consultant
• Provides advisory in financial management, risk mitigation, business expansion, and operational optimization.
• Works with SMEs, start-ups, and corporate organizations on strategic growth projects.

Industries Trained & Consulted

• Banking & Financial Services
• Insurance & Risk Management
• Education & Training
• Telecommunications
• Logistics & Transportation
• Manufacturing & Engineering
• Retail, Services & SMEs
• Government, NGOs & Community Organizations

For training and advisory services, feel free to contact us at info@itrainingexpert.com or call us at +603 8082 3707 | +603 8074 9056 | +6012 6869 628 | +6018 2175 123

“I wasn’t too confident in reading financial information. I attended this online Interpreting Financial Statement course by iTrainingExpert and learned about the financial terms and important checks that I need to analyse on the forthcoming applications for loans. After completing the 2 days interactive webinar, I feel that I am more confident to comment on the financial statements of the applicants and am more precise in my work. I still need to practice along the way to continuously sharpen my skills.” Muhammad Azry, Business Building Manager, Malaysia Debt Ventures Berhad.

“I was very much looking forward to coming for the Interpreting Financial Statement course. I picked up the basics of financial statements, Balance Sheets, Profit &Loss, and Cashflow Statements as well as the various important ratios. I also learned to analyse the financial statements. I am now clearer and understand financial statements better. The trainer’s presentation was clear.” Audi Amalina Sinaga, Business Building Manager, Malaysia Debt Ventures Berhad.

“Before attending the course, I was not sure what financial indicators to focus on. During the course, I have a much clearer understanding of financial statements. After the course, I felt more confident to read Financial Reports. The trainer is very competent!.” Ong Kui Ann, Business Development Manager of Genesis Nutraceuticals Sdn Bhd

“Before attending the course, I was confused when reading the financial statements. This course helped me how to review and understand financial statements well. I have learned a lot during this training. The trainer is friendly and interesting.” PHOEBE FONG, Assistant Manager of Hitachi High-Tech IPC (Malaysia) Sdn Bhd

Upon successful completion of this program, you will receive a Certificate of Achievement.

1. Online Payment by Credit card: You can opt to register and pay online with our latest payment
integration system through our website.
2. Bank Transfer- You can also opt to use GIRO or telegraphic transfer of payment via
international banks.
3. HRD Corp Claimable Courses Skim Bantuan Latihan Khas- Applicable to MalaysianEmployer Only

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Feel free to talk to us today, however most suitable for you.
Mobile call/ whatsapp: +6012 6869 628 | +6018 2175 123
Office: +603 8074 9056
Email: info@itrainingexpert.com
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